In today’s fast-paced world, unexpected expenses can hit hard—whether it’s a medical bill, home renovation, or that dream car upgrade. For many Australians, a personal loan offers a quick and flexible solution to bridge the financial gap without draining savings. But getting approved isn’t always straightforward. With lenders scrutinising applications more closely amid stable interest …
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Saving a deposit for your first home can feel challenging, especially with property prices continuing to rise across the country. That is why more buyers are turning to co-buying, teaming up with a sibling, friend or partner to make homeownership more achievable, faster and less stressful. What Is Co-buying and How Does It Work? Co-buying …
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When comparing home loans, it’s easy to be drawn to the lowest advertised interest rate. But that number doesn’t always show the full picture of what your loan will cost over time. This is where the comparison rate comes in. The comparison rate helps you understand the true cost of a loan by combining the …
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Selling conditions across Australia’s property market have shifted slightly, with the median time to sell a home in Australia increasing while prices remain strong. Recent data from Cotality shows that the median time to sell a home in Australia rose to 30 days in the September quarter, compared with 27 days a year earlier. A …
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If you’ve noticed fewer bank branches in your area, you’re not imagining it. Across the country, physical bank locations are disappearing quickly, leaving many customers searching for more personal, reliable financial support. According to Canstar’s analysis of official banking data, the number of bank branches has dropped by 5% in the past year and a …
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With property prices continuing to rise across Australia, more people are looking for construction as a smarter path to home ownership. Recent data from the Housing Industry Association (HIA) shows new home sales increased by 25.9% in September and 4.0% over the quarter, confirming that buyers are turning to new builds in search of better …
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Buying a car is an exciting milestone for many Australians, whether it’s your first set of wheels, an upgrade for the family, or a reliable vehicle for work. But with the average new car price hovering around $40,000, most people turn to car finance loans to make it happen. As a leading finance broker in …
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In the ever-fluctuating Australian property market, where interest rates can shift like the Sydney Harbour winds, refinancing your home loan has become a smart move for many homeowners. As of September 2025, with the RBA holding steady on rates amid economic recovery signals, thousands of Aussies are eyeing a refinance to slash repayments or unlock …
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What Is the Instant Asset Write-Off? If you are a small business owner, the instant asset write-off is an important tax incentive to reduce your taxable income before the end of the 2024–25 financial year. Key Dates and Eligibility Criteria The Australian Taxation Office (ATO) allows eligible small businesses to immediately deduct the business portion …
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Big Changes Ahead for Business Owners with ATO Tax Debt From 1 July 2025, businesses will no longer be able to claim a tax deduction on interest charged by the ATO. Whether you’re managing existing repayments or have just received a new ATO tax bill, this change will impact your bottom line. If your business …
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