Finance Cars Brisbane: Don’t Pay too Much for New Wheels

Cars not only get us from A to B, but they transport us to those places where memories are made. Need help to finance cars in Brisbane?

If you’re raring to hop behind the wheel of a new car or a used car our experienced finance broker is ready to assist.

What to Check When Buying a Used Car

The pandemic may have reduced the availability of new cars hitting our shores, but it hasn’t decreased the need to own a set of wheels.

But before you embark on a new car purchase, it’s vital to do your research. That way you’ll be more likely to buy a car that suits your own individual or family needs and hopefully it will help you to avoid handing over too much cash (don’t forget cars are depreciating assets!)

If you’re considering buying a used car from a private seller, be sure to consider:

• If the car has been in an accident before
• If the car has sustained weather damage i.e. flooding or hail
• If the car is registered and if so when does the registration expire

• If the car has an existing safety certificate. Finance Finance Finance can arrange a safety inspection for you.
• If there are any warning lights displaying on the dashboard or any strange noises/smells coming from the vehicle
• If the vehicle is still under the manufacturer’s warranty
• If the person selling the car is the listed vehicle owner
• If there is money owing on the vehicle. For our clients we will check the Personal Property Securities Register (PPSR) on your behalf. Used car dealerships are required to do this for you by law.

Are you considering buying a used car from a dealership? Be sure to consider:

• • How the price of the vehicle compares to similar listings by private sellers or other car dealerships
  • If the car is still under warranty, or if there are parts that are under warranty and parts which aren’t
  • If they will offer a trade-in on an existing car
  • If they have a good reputation (It’s definitely worth reading their reviews online)

Finance Cars Brisbane: Our Process

Even though a used car may be a cheaper alternative to a new one, they are still a hefty investment. This is why our award-winning finance broker in Brisbane can help with loans for both new and used cars.

Step 1: Get in touch with our team by calling 1800 230 872, or message us here.
Step 2: We’ll gather information from you about the loan you need and will begin compiling your application.
Step 3: We require evidence of our identity and financial history so we can complete paperwork. You will need to fill out a privacy form also.
Step 4: Our team members will carry out a credit check as well as review pay slips and bank statements before any application is submitted.
Step 5: Once we understand your needs and circumstances, we’ll be able to determine which lender/loan will be most suitable.
Step 6: We will make a submission to the recommended lender when we are completely confident that you can fulfill loan repayments.

Do you have any questions about car finance for new or used cars in Brisbane? We’re happy to answer them so please reach out today online or by calling 1800 230 872.